Commercial General Liability Insurance
The business liability protection you need.
Protect Your Business From Liability Claims
General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include:
Bodily injury and property damage liability
Personal and advertising injury
Products completed operations
Damage to premises rented to you
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Who Needs General Liability Insurance?
It's a Good Idea to Have General Liability Coverage if Your Small Business:
Works face-to-face with clients or customers
Must have insurance before entering into a contract
Has access to a client’s equipment
Represents your client’s business
Uses third-party locations for your business activities
Uses contractors or freelancers
Operates without a physical property
Is in a partnership or has contracts that require a general liability policy
Sells a physical product to customers
Industries That Typically Need General Liability Insurance
Retail stores and services
Auto service and repair
Wholesalers and distributors
What if I’m a Contractor or I Operate my Business out of My Home?
You could still benefit from general liability insurance as a freelancer, contractor, or home business owner because you face many of the same risks as brick-and-mortar businesses. General liability insurance can be important to your small business because:
What Does General Liability Insurance Cost for Small Businesses?
In 2019, the national average monthly cost for general liability insurance through the General Liability Insurance Program was $51. Remember, this is only an average and isn’t necessarily what you’ll pay. Your rate depends on the specific features of your business. With PeoplesAlly, you get to avoid a lot of broker fees and other unnecessary fees, which can save you up to 20%.
We Are Insurance Experts
We have over 10,000 satisfied customers and 30+ years of insurance experience. We have seen it all and can get you the best package for your needs.
We Insure Everyone
PeoplesAlly is trusted by thousands of businesses no matter what size. We can help you meet your insurance needs in any industry or line of business.
Select an industry:
There are many kinds of insurance out there, but as an accounting & finance business owner, you have very unique needs. At PeoplesAlly, we’ll help you understand what kind of insurance is best for you. Just fill out a simple form online or speak with one of our licensed insurance experts to get a free quote. Plus, with PeoplesAlly, you can purchase a policy, manage it, and submit claims online for ultimate convenience.
WHAT PEOPLE SAY
“The PeoplesAlly team is extremely knowledgeable and will work hard to find you the best quality and price available. Very professional, no bait and switch, and will give you the bottom line even if it means losing you as a customer. I appreciate honesty rather than sleazy sales people.
— Samantha D
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